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Commercial

A Smart and Steady Approach to Natural Disaster Insurance

According to the National Oceanic and Atmospheric Administration (NOAA), 2017 was the most expensive year on record for natural disasters. NOAA reported that hurricanes, wildfires and other natural events resulted in an unprecedented $306 billion in damages. As a result, globally, insurers paid a record $135 billion. Despite the staggering dollar amount, the insurance industry had the overall financial capacity and aptitude to stay engaged in...

Personal

Vacant Dwelling Coverage: Protecting Assets when No One is Home

In April 2018, the U.S. Census Bureau announced that national vacancy rates in the first quarter of 2018 were seven percent for rental housing and 1.5 percent for homeowner housing. In total, there were an estimated 17,161 vacant housing units in the United States for Q1 2018. While there is ample opportunity for retail brokers and agents to educate their clients in the vacant dwelling space, they may feel that the coverage is difficult to...

Professional

Allied Medical Coverage: Make Sure Your Clients Have the Complete Diagnoses

https://vimeo.com/265437371 By 2040, seniors with disabilities will expand from 10 to 20 million. With an aging population comes a growing demand for healthcare resources – both technological and professional – stretching the service limits of hospitals, health care centers and medical facilities. Make sure your medical facilities and healthcare professional clients have the complete diagnoses when it comes to their insurance. Get all the...

Transportation

Navigating Dealer’s Open Lot Insurance with Clients

With more than 45,000 used car dealerships in the U.S., more than 40 million used vehicles are sold each year.1 To protect the vehicle inventory, Dealer’s Open Lot insurance provides coverage for physical damage to a dealer’s vehicles and equipment. Car dealerships can vary from lot to lot, and are unique businesses that require tailored coverage for the specific risks they face. Protection extends beyond cars sitting on a...