Commercial Umbrella

trucks transporting goods near drivers

800-Pound Boulder Tragedy a Reminder of Risk in Transporting Goods

When transporting items commercially, securing your cargo properly could be the difference between life and death. A mother and daughter were tragically killed this month in Minnesota after an 800-pound boulder fell off a truck and struck their car, according to police. This tragedy – and others that do not involve loss of life –…

How Much are your Clients Willing to Lose?

Each day stories arise of local building fires, small business owners being sued for $20 million, and trucking accidents.1 What may not be heard is that often times these individuals do not have the proper insurance to cover the entire accident or lawsuit. General Liability (GL), Business Auto, and Employers Liability policies most commonly have…

Open For Business: Commercial Umbrella Coverage

Open For Business: Commercial Umbrella Coverage

One of the most pervasive requisites of being a business today is contending with increasingly complex liability laws. Courts continue to broaden the definition of liability, incurring a sharp rise in claims and award amounts. To counter a volatile regulatory landscape, small commercial businesses need to augment their protection with a commercial umbrella policy. Traditional policies…

A Million Dollars Isn’t What It Used to Be

Commercial Umbrella Insurance All businesses can benefit from umbrella coverage. With or without a contractual obligation, adequate commercial umbrella insurance is critical to provide coverage from unforeseen risks and a safety net when liabilities exceed expectations. “Ninety-nine times out of 100, if a customer falls in your parking lot, they will want to leave quickly…