Commercial

California Utility Accused of Starting Deadly Camp Fire

Recent wildfires in California have resulted in a financial catastrophe that U.S. Interior Secretary Ryan Zinke estimated will cost billions of dollars. Now a lawsuit suggests that one of the state’s largest utilities may be responsible for starting the Camp Fire that killed 86 and displaced 50,000 from their homes in November because of a poorly…

Purdue Clock Nearly Crushing Workers Illustrates Crane Exposures

A bell tower clock face undergoing maintenance at Purdue University crashed to the ground last week, nearly hitting two workers on a cherry picker lift. Incredibly, no one was injured in the incident, which was captured on a video that went viral over the weekend. The contractor hired to perform the maintenance, Verdin Company, is…

43 People in 12 States Sickened by E. Coli Outbreak

When the Centers for Disease Control (CDC) issued a stark warning just before Thanksgiving about E. coli and romaine lettuce, restaurants and grocers across the country amended menus and pulled the produce from shelves. In the days since that warning, the CDC has said the lettuce is likely safe to eat, as long as it…

Largest Living Insect Heist Sparks Risk Conversation for Museums

When thieves stole 7,000 rare insects, snakes and reptiles from a Philadelphia museum in August, they forced the closure of two entire floors of the museum while it tried to replenish its $40,000 collection. Museum officials called the theft of zebra tarantulas, rhinoceros roaches and other exotic creatures the “largest living insect heist” in history….

Parties involved in $2.2 billion construction project face liability following disaster

The $2.2 billion Transbay Transit Center construction project in downtown San Francisco is under intense public scrutiny for cracked support beams that closed the centerpiece of city infrastructure just weeks after it opened. An investigation will determine if the cracks are related to fabrication, installation or design, and if one or more specific parties are…

Cannabis: A Growing Risk

Between the national legalization of recreational marijuana use in Canada effective October 17 and the ongoing state ballot proposals related to public consumption in the U.S., cannabis remains one of the most debated topics for consumers and business owners today. Many Canadian businesses have already begun to make edible cannabis products even before those types…

Increasing Frequency of Dog Bites a Reminder of Costly Liability for Businesses and Pet Owners

In Pennsylvania last month, an employee filed a lawsuit against Home Depot and her supervisors alleging the defendants failed to maintain a safe work environment after she was bit by a dog brought in by a customer. Earlier this month, a toddler in North Carolina was hospitalized after he was bit by a dog. Another…

hurricane

How to Protect Business Income as Hurricane Florence Approaches

More than 1 million Americans have been directed to evacuate their homes and businesses along the East Coast this week as Hurricane Florence moves toward the Carolinas. Thousands of businesses may not be operating for an extended period of time depending on the extent of damage from the storm. When a major hurricane such as…

car at dealership covered in hail

Flood Sends 42 Dealership Cars Down River, a Reminder of Destruction Brought on by Weather

Inclement weather can destroy a dealership’s inventory. It happened last week in New Jersey when the Route 46 Chrysler Jeep Dodge dealership saw a flash flood send 42 vehicles down the Peckman River. It happened in July 2017 in Chicago when flooding reached more than 100 cars and caused between $4 million and $5 million…

oil spill in river

Oil Spill from Iowa Train Derailment Shows Need for Environmental Insurance

A recent train derailment spilled an estimated 230,000 gallons of crude oil into floodwaters of the Little Rock River in northwest Iowa. Reports indicate that the tracks may have collapsed due to saturation from flooding caused by heavy rains. Railroad network operator BNSF Railway has taken responsibility for the cleanup and mitigation of the incident,…