Homeowners

5 Tips for Safe and Secure Hosting During the Holidays

As the holiday season begins in earnest, we anticipate gatherings of family and friends filled with love, laughter and plenty of food and drink. When hosting such gatherings, make sure that your plans include safeguarding your home and guests against some of the season’s most common mishaps. While you cannot foresee or prevent every scenario,…

2019 Slated as California’s Worst Wildfire Year Yet

Late on September 2 a 117-acre mountainside wildfire, dubbed Snoqualmie Fire, ignited less than a mile from a residential neighborhood in Layton, Utah, prompting mandatory evacuations of 125 homes. The fire, which reportedly came within 100 to 200 yards of homes, began just one day after officials announced 100 percent containment of the Gun Range…

California Earthquakes Prompt Homeowners, Businesses to Examine Exposures

On July 5, approximately 125 miles northeast of Los Angeles in Ridgecrest, California residents experienced a 7.1-magnitude earthquake, only 34 hours after a 6.4-magnitude earthquake shook the same location. Fortunately, there were no deaths. As homeowners and businesses evaluate damage, early estimates predict at least $100 million in losses. California is the site of more…

Fire Destroys 100-Year-Old Mansion, Highlighting Home Renovation Risks

A fire that destroyed a 100-year-old mansion in Grosse Pointe Park, Michigan on May 16 was so intense that several local fire companies were required to help douse the flames. Thankfully no fatalities or serious injuries were reported, though two responding public safety officers sustained minor injuries. Two months ago and less than a mile…

Million-Dollar Red Carpet Gems Require Unique Protection

This Sunday movie A-listers from around the world will promenade down the red carpet for the 91st Academy Awards, sporting garments created by a who’s who of designers, established and ascending. Designers and dealers vie for the coveted honor of outfitting celebrities with their jewelry and watches. One report estimated the total value of jewelry and…

California Wildfires’ Impact Felt Throughout Insurance, Real Estate Markets

The impact of wildfires that raged across California the past two years will force one of the state’s largest utilities to file for bankruptcy protection later this month, but has also limited access to Homeowners Insurance policies statewide. Pacific Gas & Electric Corp. (PG&E), found at fault for some 2017 wildfires, now faces additional liabilities…

Protecting Your High-Value Holiday Gifts From Theft, Damage

‘Tis the season of giving — and high-value gifts Consumers were projected to spend more than $720 billion over the holidays this year, according to the National Retail Federation. While the majority of that spending likely falls into the stocking stuffer category, The Robb Report listed a $6 million pair of pear-shaped Jacob & Co….

Turkey Frying Missteps Can Be Disastrous

With Thanksgiving this week, it’s time to talk turkey. Frying a turkey, that is. Colonists and Americans have been celebrating Thanksgiving with a turkey dinner for centuries, but the practice of frying a turkey for dinner is a recent one. “There’s not a juicier, more flavorful turkey anywhere,” said Bill Gatewood, Corporate Vice President and…

Increasing Frequency of Dog Bites a Reminder of Costly Liability for Businesses and Pet Owners

In Pennsylvania last month, an employee filed a lawsuit against Home Depot and her supervisors alleging the defendants failed to maintain a safe work environment after she was bit by a dog brought in by a customer. Earlier this month, a toddler in North Carolina was hospitalized after he was bit by a dog. Another…

Why Renting Out Your Swimming Pool Might Not Be Worth the Risk

Renting out your swimming pool can provide additional income given the opportunities provided by today’s sharing economy. The website Swimply functions like the aquatic equivalent of Airbnb or HomeAway for pools. It offers a digital marketplace for homeowners to rent out their pool by the hour. Rentable pools are available in at least 18 states….