Primary and Excess Flood

Hurricane Barry Serves as Flood Wake-up Call for Businesses, Homeowners

Barry touched down on the Louisiana coast as a Category 1 hurricane on July 13, shutting down businesses, tearing roofs from homes, flooding streets and halting oil production across the Gulf of Mexico. Even as the country’s first hurricane of the year diminished in power and was downgraded to a tropical storm, it continued to…

2019’s Record-Breaking Tornado Season Continues, Causing Billions in Damages

Shortly before 9 p.m. on June 23, a tornado with wind speeds up to 125 miles per hour cut a two-mile path of destruction through South Bend, Indiana. A potentially treacherous stovepipe tornado was reported in northern Indiana’s St. Joseph County a few minutes later, at 9:15 p.m. A day earlier, tornadoes touched down in…

Risk for Flooding on the Rise

A combination of rapid snowmelt, ice jams and torrential rains over several days in mid March left swaths of the Midwest and Great Plains states submerged and more than 10 million people under flood warnings by March 17. Powered in part by a “bomb cyclone”—when a rapid drop in barometric pressure leads to hurricane-force winds—flooding…

It’s Time to Talk Flood Insurance

Floods are the number one national disaster in the U.S. and the cost of recovery from flooding grows every year.  Most homeowners don’t suspect they are at risk. However, all 50 states have experienced floods or flash floods in the past five years and 20 percent of all flood related insurance claims are on properties…